Terms of Service

1. Service Description

The platform provides subscription-based access to financial wellness tools, including budgeting features, score monitoring, alerts, educational content, and personalised recommendations intended to help users improve their overall financial health.

2. Subscription & Billing

Access is provided on a recurring monthly subscription basis.
The subscription fee is clearly displayed before checkout.
Billing occurs automatically each month until cancelled by the customer.
Customers may cancel at any time through their online account or by contacting support.

3. Free Trial (Optional)

Customers may receive a 7-day free trial.
Unless cancelled before the end of the trial period, the subscription automatically converts to a paid monthly subscription.

4. No Financial Advice

The platform provides educational information and software tools only.
Content and recommendations do not constitute regulated financial advice, lending, brokerage, debt management, or credit repair services.

5. Customer Responsibilities

Users are responsible for:

Providing accurate information;
Maintaining account security;
Using the platform lawfully and in accordance with the Terms.

6. Cancellation

Customers can cancel at any time. Access continues until the end of the current billing period unless otherwise stated.

7. Intellectual Property

All content, software, branding, and materials remain the property of the business.

8. Limitation of Liability

The service is provided to support financial wellbeing. No guarantees are made regarding individual financial outcomes.

9. Governing Law

These Terms are governed by the laws of England and Wales.